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What is the current college loan rate?

Your student loan interest rate is the most important factor in making better decisions regarding your financial future. Interest rates below 5% are good. Above 5% are bad.




Stafford Loans:
(disbursed after July 1, 2006) -- 6.80%
(2008,2009) -- 6.0%
(2009,2010) -- 5.6
(2010,2011) -- 4.5%
(2011,2012) -- 3.4%
(2012...) -- 6.8

Plus Loans(disbursed after July 1, 2006) -- 8.50%

Direct Loans(disbursed after July 1, 2010) -- 7.9%

Consolidation Loans 8.25%

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